Frequently asked questions about insurance to protect your home

Frequently asked questions about insurance to protect your home

What does homeowners insurance involve?

Protect the investment of your life, like your home. In times of disaster, theft, flood, subsidence, collision, etc., if your building is damaged, this policy will help you claim compensation for repair or reconstruction. If it is about the protection of your items, you can claim compensation for their replacement.

Is the contents insurance covered in the building insurance?

No, if you apply for a building policy, it only protects the structure of your building and not the items inside the house. However, it covers fixtures and fittings inside the home that are not part of the contents insurance.

Can contents insurance be part of building insurance?

Although the contents are not covered by building coverage, it can be combined with building insurance. You can take a combination of contents insurance and construction insurance together to take advantage of some discounts. But, one building policy will not cover everything. To do this, you must request a combination of the two policies.

What’s new for the old policy?

It’s simple, you can get a policy that will help you claim the full cost of rebuilding. You can rebuild your house if it is completely destroyed and get full payment of the price from them. It offers enough comfort even in times of disaster!

Can you cover all items in the house under the content policy?

Not all, certain things like fixtures and fittings inside the house are covered by the building policy. Your carpets, paintings, etc. may be covered by the contents policy, but hardwood flooring is not. Therefore, everything that is mobile can be covered with it, but not the fixed ones like your faucets, accessories in the kitchen, etc.

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